Bank Overdraft Fee

Banks make huge profits from overdraft fees. In 2019, the largest U.S. banks profited $11.68 billion in overdraft fees from their customers. These fees fall on the most vulnerable people the most. A small percentage of bank customers are hit with the vast majority of all overdraft fees.

An overdraft fee is allowed by law and is a fee that banks charge when a customer creates a transaction without enough money in their account to pay for that transaction. The bank pays the transaction but charges the customer a fee, often as much as $35. Even though overdraft fees are legal, banks often charge them improperly, resulting in more profits for themselves.

NSF fees, also known as non-sufficient funds fees or insufficient funds fees are similar to overdraft fees. However, in the case of an NSF fee, the bank does not pay the transaction. Rather, it declines it and charges its customer a fee.

We are actively investigating and filing lawsuits against banks for improper overdraft fee practices. Here are two of the main improper practices we are investigating:

• Overdraft or NSF fees charged when you have enough money in your account to pay for the transaction.
• Multiple NSF or Overdraft fees for a single transaction

Credit Unions also frequently engage in deceptive fee practices. Check out our page on Credit Union overdraft Fees.

Below are the 100 largest banks in the U.S. Most of them charge Overdraft and NSF fees. Let us know if your bank is charging improper fees and we can help you.

Largest 100 Banks in the US

Chase Bank Overdraft Fee

Bank of America Overdraft Fee

Wells Fargo Overdraft Fee

Citi Bank Overdraft Fee

US Bank Overdraft Fee

Truist Overdraft Fee

PNC Bank Overdraft Fee

TD Bank Overdraft Fee

The Bank of New York Mellon Overdraft Fee

Capital One Overdraft Fee

Charles Schwab Bank Overdraft Fee

Marcus by Goldman Sachs Overdraft Fee

State Street Bank Overdraft Fee

Fifth Third Bank Overdraft Fee

HSBC Overdraft Fee

Citizens Bank Overdraft Fee

KeyBank Overdraft Fee

Huntington National Bank Overdraft Fee

Morgan Stanley Overdraft Fee

Northern Trust Company Overdraft Fee

Ally Bank Overdraft Fee

First Republic Bank Overdraft Fee

Silicon Valley Bank Overdraft Fee

BMO Harris Bank Overdraft Fee

Regions Bank Overdraft Fee

M&T Bank Overdraft Fee

Morgan Stanley Trust Overdraft Fee

Union Bank Overdraft Fee

American Express National Bank Overdraft Fee

USAA Bank Overdraft Fee

Discover Bank Overdraft Fee

Bank of the West Overdraft Fee

Signature Bank Overdraft Fee

Santander Bank Overdraft Fee

UBS Bank Overdraft Fee

Comerica Bank Overdraft Fee

First Horizon Bank Overdraft Fee

Zions Bank Overdraft Fee

City National Bank Overdraft Fee

Synchrony Bank Overdraft Fee

East West Bank Overdraft Fee

New York Community Bank Overdraft Fee

First Citizens Bank Overdraft Fee

Synovus Bank Overdraft Fee

CIT Bank Overdraft Fee

Western Alliance Bank Overdraft Fee

BOK Financial Overdraft Fee

Frost Bank Overdraft Fee

CIBC Bank Overdraft Fee

Deutsche Bank Overdraft Fee

Valley Bank Overdraft Fee

South State Bank Overdraft Fee

First National Bank of Pennsylvania Overdraft Fee

TIAA Bank Overdraft Fee

UMB Bank Overdraft Fee

Prosperity Bank Overdraft Fee

BankUnited Overdraft Fee

Texas Capital Bank Overdraft Fee

Pinnacle Bank Overdraft Fee

Pacific Western Bank Overdraft Fee

Raymond James Bank Overdraft Fee

Associated Bank Overdraft Fee

Webster Bank Overdraft Fee

Commerce Bank Overdraft Fee

MidFirst Bank Overdraft Fee

Umpqua Bank Overdraft Fee

Sterling National Bank Overdraft Fee

Sallie Mae Bank Overdraft Fee

Barclays Overdraft Fee

Bancorp Overdraft Fee

United Bank Overdraft Fee

Flagstar Bank Overdraft Fee

Investors Bank Overdraft Fee

FirstBank Overdraft Fee

Bank of the Ozarks Overdraft Fee

Arvest Bank Overdraft Fee

Fulton Bank Overdraft Fee

First National Bank of Omaha Overdraft Fee

First Hawaiian Bank Overdraft Fee

Old National Bank Overdraft Fee

Simmons Bank Overdraft Fee

Bank of Hawaii Overdraft Fee

Ameris Bank Overdraft Fee

FirstBank Overdraft Fee

Pacific Premier Bank Overdraft Fee

Glacier Bank Overdraft Fee

City National Bank Overdraft Fee

Atlantic Union Bank Overdraft Fee

WaFD Bank Overdraft Fee

Customers Bank Overdraft Fee

Cathay Bank Overdraft Fee

First Interstate Bank Overdraft Fee

United Community Bank Overdraft Fee

Mechanics Bank Overdraft Fee

Cadence Bank Overdraft Fee

Independent Financial Overdraft Fee

Columbia Bank Overdraft Fee

Centennial Bank Overdraft Fee

Bank of Hope Overdraft Fee